Overseas student health cover (OSHC), Overseas Visitors Health Cover (OVHC) and Reciprocal health care agreements (RHCA)

Overseas student health cover (OSHC), Overseas Visitors Health Cover (OVHC) and Reciprocal health care agreements (RHCA)

Students from overseas on a temporary student visa are not usually eligible for Medicare. To comply with visa requirements, they may have to purchase Overseas Student Health Cover (OSHC) to meet the costs of medical and hospital care while in Australia. Only a small number of funds offer OSHC eg AHM, Allianz Global Assistance (Peoplecare Health), BUPA Australia, CBHS International Health, Medibank Private and NIB.

Overseas Visitors Health Cover (OVHC) is a similar form of health insurance which is designed for visitors to Australia who do not have access to Australia's public Medicare system for medical or hospital expenses. OVHC insures against potential expenses you may incur if you require medical or hospital treatment.

At present, Cutting Edge does not support electronic claiming for these types of services. The patient will need a printed invoice to claim from their fund. We recommend that you take payment up front and indicate on the invoice that it has been paid in full. We plan to include this claim type in a future release.

NOTE students and others from the United Kingdom, Sweden, the Netherlands, Belgium, Slovenia, Italy or New Zealand, can also apply for a Medicare card under Reciprocal Health Care Agreements (RHCA). If you enter and validate RHCA Medicare card details in Cutting Edge, you will get a message on the History tab that says the patient is covered under RHCA.

For further information please see
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